Top 10 Budgeting Tips

Top 10 Budgeting Tips

Creating a budget isn’t just about managing your money in order to tackle debt and reign in your spending, it can also help you find a way to spend cash on the things that you enjoy. Make a list of things that make you happy; it could be going to the cinema, buying...
The basics about benefits

The basics about benefits

There is no denying: the benefit system is a complex one.  With regular changes and renewals (just to keep you on your toes!), such as the on-going rollout of Universal Credit, it means many people are missing out on money because they don’t know what (or how) they...
Top 10 Budgeting Tips

Banking – Product and Services

What can a bank or building society offer you? Don’t opt to stash your cash under the mattress when there are safer places to deposit your wage, that also provide convenient ways to manage bill payments, offer loans and give you interest while you save. What more...
Top 10 Budgeting Tips

A guide to mortgage payment holidays

Due to the recent policy announcement by the chancellor if you’re considering applying for a mortgage payment holiday because of coronavirus please look at our guidance under Coronavirus and mortgage payment holidays. All other information and help on this page refers...
Top 10 Budgeting Tips

Debt consolidation loans

Consolidating all your debts into one loan might appear to make life easier, but more often than not it’s a bad idea. If you miss repayments on a secured debt consolidation loan, you could lose your home. Get free debt advice first If you’re seriously considering a...
Top 10 Budgeting Tips

How to find the right credit card

Comparison websites can be helpful to help you find the right credit card. You’ll need to know the difference between a best buy table and a ‘whole of market’ search first though. Also, be aware that a best buy table might not show the best cards that are currently...
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