Financial Wellbeing

The basics about benefits

22, Sep, 2022 | Financial Wellbeing

There is no denying: the benefit system is a complex one. With regular changes and renewals (just to keep you on your toes!), such as the on-going rollout of Universal Credit, it means many people are missing out on money because they don’t know what (or how) they...

Banking – Product and Services

22, Sep, 2022 | Financial Wellbeing

What can a bank or building society offer you? Don’t opt to stash your cash under the mattress when there are safer places to deposit your wage, that also provide convenient ways to manage bill payments, offer loans and give you interest while you save. What more...

A guide to mortgage payment holidays

22, Sep, 2022 | Financial Wellbeing

Due to the recent policy announcement by the chancellor if you’re considering applying for a mortgage payment holiday because of coronavirus please look at our guidance under Coronavirus and mortgage payment holidays. All other information and help on this page refers...

Debt consolidation loans

22, Sep, 2022 | Financial Wellbeing

Consolidating all your debts into one loan might appear to make life easier, but more often than not it’s a bad idea. If you miss repayments on a secured debt consolidation loan, you could lose your home. Get free debt advice first If you’re seriously considering a...

How to find the right credit card

22, Sep, 2022 | Financial Wellbeing

Comparison websites can be helpful to help you find the right credit card. You’ll need to know the difference between a best buy table and a ‘whole of market’ search first though. Also, be aware that a best buy table might not show the best cards that are currently...

How to save money on your mobile phone

22, Sep, 2022 | Financial Wellbeing

Looking to buy a new mobile phone? Coming to the end of your contract? Take a few minutes to see if you should stay or switch to reduce the cost of your upgrade and mobile phone bills. We also look at hidden costs and whether or not you should insure your mobile...