Prioritise and deal with late payment letters
Receiving a late payment letter can be extremely worrying, but there is no need to panic. First, you need to understand which of your debts is most important and then start dealing with them or talk to a free and impartial debt advice company. Find out more below....
Government help if you can’t pay your mortgage
If you’re struggling to meet your mortgage repayments there’s a range of government schemes that offer help. These include the Mortgage Rescue scheme, Support for Mortgage Interest, and other government benefits that might boost your income. Contact your lender first...
Payday loans – what you need to know
Payday loans are an expensive way to borrow. Never take out a payday loan unless you’re certain you can repay it on time and in full – otherwise, the costs can soon spiral out of control. If you’re thinking of getting one, here’s what you need to know. How payday...
A simple guide to credit cards
Used well, a credit card is a secure and flexible way to pay and can be a good way to spread the cost of major purchases. But if you only make minimum payments or run up a bill you can’t pay back, credit cards can be costly. Find out more about how credit cards work,...
