Prioritise and deal with late payment letters

Payday loans – what you need to know

Payday loans are an expensive way to borrow. Never take out a payday loan unless you’re certain you can repay it on time and in full – otherwise, the costs can soon spiral out of control. If you’re thinking of getting one, here’s what you need to know. How payday...
Prioritise and deal with late payment letters

A simple guide to credit cards

Used well, a credit card is a secure and flexible way to pay and can be a good way to spread the cost of major purchases. But if you only make minimum payments or run up a bill you can’t pay back, credit cards can be costly. Find out more about how credit cards work,...