Saving for Christmas
It’s a good idea to save ahead for Christmas. Dedicated Christmas savings schemes can help you to avoid dipping into your cash too early and make sure you have enough money up-front to pay for gifts, food and drink. But there are other ways to save too. Read our guide...
Making an investment plan
It’s easier to find the best home for your savings and investments with a plan. With a plan you know how much to save, and can keep track of progress. Step 1 – Complete a money fact find Step 2 – Make your investment plan Step 3 – Action Step 1 – Complete a money fact...
Benefit payment advances and Budgeting Loans
If you’re waiting for your first benefit payment and have little or no money, you might be able to apply for a short-term benefit advance or a Universal Credit Advance payment. This page explains more about advance payments as well as Budgeting Loans and other help...
Child Tax Credit
Child Tax Credit is a benefit that helps with the costs of raising a child if you are on a low income. However, it is being replaced by Universal Credit and most people who need help with these costs now have to make a claim for Universal Credit instead. This page...
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