Saving money for Christmas
After the fun of Christmas is over, many of us are left facing a hefty bill in the New Year. It can be hard to avoid using credit to pay for the festive season but saving in the run up will help soften the blow in January. Saving versus borrowing for Christmas Step 1...
Top tips for choosing a savings account
Use these tips to narrow down your search for a savings account – read ‘Next steps’ and then get saving! Tip 1 – Set a savings goal Tip 2 – Know yourself when comparing rates Tip 3 – Use regular savings accounts or fixed term deposits Tip 4 – Be tax-wise Tip 5 – Don’t...
Borrowing and credit basics
Most of us will need to borrow money at some point in our lives, whether it’s for a student loan, a car, or to pay for a first home. Find out about the range of borrowing products available and explain how to use them best. Borrowing products – what’s available...
Avoid high fees and hidden borrowing costs
Some credit cards and loans can come with higher fees than other forms of borrowing. Here’s what to watch out for and what to do if you think you’ve been charged unfairly. Late payment charges If you make a payment on a credit card or loan after its due date or miss...
Recent Comments