Can you afford to borrow money?

Can you afford to borrow money?

If you think you want to borrow some money, be sure you can afford any new monthly repayments on top of your current outgoings. Knowing exactly what money is coming in and going out each month will help you work out whether or not you can afford extra credit. First,...
Can you afford to borrow money?

Help if youโ€™re struggling with debt

If youโ€™re having major money worries, the last thing you might want to do is talk to a complete stranger about them. But it can be the best thing you can do. Where to find free, confidential advice Where to find free, confidential advice Need someone to talk to about...
Can you afford to borrow money?

Personal loans

If you want to borrow money and pay back a fixed amount every month, a personal loan is one option. Hereโ€™s what you need to think about before you borrow and how to make sure you get the best deal for you. What is a personal loan? What is a personal loan cooling-off...
Can you afford to borrow money?

How to choose and apply for a credit card

Getting a credit card can be exciting, but you need to choose wisely and apply with care. Find out about choosing the right card for you, and how to make a successful application without damaging your credit rating. Choosing a credit card โ€“ what to look out for How to...
Can you afford to borrow money?

Current accounts

A current account is great for managing your day-to-day money. You can receive regular payments such as wages, benefits, tax credits or pensions into your account, and set up payments out of your account in whatever ways you find convenient. What you can do with a...