Saving money for Christmas

Saving money for Christmas

After the fun of Christmas is over, many of us are left facing a hefty bill in the New Year. It can be hard to avoid using credit to pay for the festive season but saving in the run up will help soften the blow in January. Saving versus borrowing for Christmas Step 1...
Saving money for Christmas

Top tips for choosing a savings account

Use these tips to narrow down your search for a savings account โ€“ read โ€˜Next stepsโ€™ and then get saving! Tip 1 โ€“ Set a savings goal Tip 2 โ€“ Know yourself when comparing rates Tip 3 โ€“ Use regular savings accounts or fixed term deposits Tip 4 โ€“ Be tax-wise Tip 5 โ€“ Donโ€™t...
Saving money for Christmas

Avoid high fees and hidden borrowing costs

Some credit cards and loans can come with higher fees than other forms of borrowing. Hereโ€™s what to watch out for and what to do if you think youโ€™ve been charged unfairly. Late payment charges If you make a payment on a credit card or loan after its due date or miss...
Saving money for Christmas

Can you afford to borrow money?

If you think you want to borrow some money, be sure you can afford any new monthly repayments on top of your current outgoings. Knowing exactly what money is coming in and going out each month will help you work out whether or not you can afford extra credit. First,...
Saving money for Christmas

Help if youโ€™re struggling with debt

If youโ€™re having major money worries, the last thing you might want to do is talk to a complete stranger about them. But it can be the best thing you can do. Where to find free, confidential advice Where to find free, confidential advice Need someone to talk to about...