Government help if you canโ€™t pay your mortgage

Payday loans โ€“ what you need to know

Payday loans are an expensive way to borrow. Never take out a payday loan unless youโ€™re certain you can repay it on time and in full โ€“ otherwise, the costs can soon spiral out of control. If youโ€™re thinking of getting one, hereโ€™s what you need to know. How payday...
Government help if you canโ€™t pay your mortgage

A simple guide to credit cards

Used well, a credit card is a secure and flexible way to pay and can be a good way to spread the cost of major purchases. But if you only make minimum payments or run up a bill you canโ€™t pay back, credit cards can be costly. Find out more about how credit cards work,...
Government help if you canโ€™t pay your mortgage

Saving money for a mortgage deposit

To get a good mortgage deal with low interest rates, you often need a dauntingly big deposit. Follow our step-by-step guide on how to make saving for a house or flat manageable and turn your home-buying dream into reality. Step 1 โ€“ Weigh up your options Step 2 โ€“ Work...