SUMMARY

This document is important. Please read it carefully. It includes:

• the terms and conditions for using the Hastee App;
• your consent to your Employer sharing necessary personal data with Hastee, which may include details of your pay; and
• how your contract of employment will be amended so Hastee can provide services to you.

Defined terms are set out at the bottom.

BACKGROUND

• Your employer, (“Employer”) wishes to make the Employee Benefit available to you (as defined below).
• You have a contract with your Employer setting out the terms on which you work for them (‘Employment Contract’). Your Employer has engaged Hastee under a separate contract (the “Client Contract”) to make some or all products in the Employee Benefit available to you.
• Not all sections of these Terms may be relevant to you. The following products within the Employee Benefit are covered by these Terms, but only those subscribed by your Employer will be available to you (each a ‘Product’):
  • EWA Product: access to part of your Accrued Salary before your usual Pay Day. 
  • Bespoke Financial Education: the ability to receive tailored financial education content depending on your personal circumstances.
  • Financial Health Assessment: a tool which provides an assessment of your general financial health based on your personal circumstances.
  • Benefits Calculator: a tool which estimates which benefits you may be entitled to according to your personal circumstances.
  • Discounts: access to discounts on popular high-street brands.
  • AI Financial Assistant: a software tool using artificial intelligence (AI) algorithms to provide general guidance and tips to support you in better managing your personal finances.
• If in doubt as to which Products you can access, check with your Employer. You may access the Employee Benefit via the Hastee App or such other means as is agreed between Hastee and your Employer from time to time.
• For the purpose of these terms (“Terms”), “us“, “we” or “our” refers to Hastee and/or such other Relevant Affiliate with whom your Employer has entered a Client Contract.

ACCEPTANCE OF TERMS

1. These Terms constitute a legal agreement in relation to your use of the Hastee App between: i) you (“you”); ii) Hastee Technologies HR Ltd of 15^th Floor 6 Bevis Marks, Bury Court, London, EC3A 7BA (“Hastee”, “we” or “us”) or such Relevant Affiliate with whom your Employer has entered a Client Contract.
2. Your Employer is also party to these Terms for the sole purpose of creating a binding agreement between you and your Employer to allow them to act and share information as described in clause 7 below and to send the Financial Education Series in accordance with clause 12.
3. Hastee is registered with the Financial Conduct Authority as an EMD Agent of Modulr FS Limited (Modulr). Modulr is a third-party Electronic Money Institution authorised by the Financial Conduct Authority (EMIs). Modulr’s Financial Services Register reference numbers is 900573.
4. PLEASE READ THESE TERMS CAREFULLY. IF YOU ACCESS OR USE THE HASTEE TECHNOLOGY, YOU AGREE TO BE BOUND BY THEM AND THEY CREATE LEGALLY BINDING OBLIGATIONS IN CONNECTION WITH YOUR USE OF THE HASTEE APP. If you do not agree to these Terms, you must not use the Hastee App and we will not license or make available the Hastee App to you. These Terms are available in the Support section of the Hastee App.
5. Our Privacy Policy explains how we use and protect your personal data and is available here. We shall provide the Hastee App to you on the basis of these Terms, our Privacy Policy from time to time (“Privacy Policy”) and subject to any rules or policies applied by any app store provider or operator (“App Store”) from which you downloaded the Hastee App (“App Store Rules”). The Privacy Policy will be made available to you during the process of creating your User Account (and any App Store Rules upon your downloading of the Hastee App). We do not sell the Hastee App to you. Hastee Technologies HR Ltd shall remain the owner of the Hastee App at all times.
6. Should you require any support in connection with the Hastee App or wish to make a complaint, please contact: support@hastee.com
7. IF YOUR EMPLOYER HAS GIVEN YOU ACCESS TO THE EWA PRODUCT, YOU SHOULD THINK CAREFULLY ABOUT WHETHER RECEIVING YOUR ACCRUED SALARY EARLY IS RIGHT FOR YOUR INDIVIDUAL FINANCIAL CIRCUMSTANCES. RECEIVING A PROPORTION OF YOUR ACCRUED SALARY BEFORE THE RELEVANT PAY DAY MAY BE APPROPRIATE FOR SHORT-TERM FINANCIAL NEEDS BUT MAY NOT BE APPROPRIATE IF YOU ARE IN FINANCIAL DIFFICULTY OR FOR LONGER TERM FINANCIAL MANAGEMENT. PLEASE ENSURE THAT YOU CONSIDER YOUR ABILITY TO PAY KEY BILLS WHEN DECIDING TO REQUEST WITHDRAWAL PAYMENTS VIA HASTEE.

AGREED TERMS

1. General Provisions

• These Terms:

1. 1. form part of the Client Contract and are acknowledged and accepted by your Employer; and
   2. apply to your use of the Hastee App.

• We keep these Terms under review and may change or update them from time to time. If we do, we will notify you by email or push notification and post such changes or updates on the Hastee App. If we make material amendments to the Terms, we will make the new terms available to you at least 2 calendar weeks before the changes take effect. In either situation, you will be bound by the new terms if you use the Hastee App after the changes take effect. If you do not want to be bound by the new terms you must inform us of your intention to close your User Account before the 2-week period expires by email to support@hastee.com.
• From time-to-time updates to the Hastee App may be issued through the App Store. Depending on the update, you may not be able to use the Hastee App until you have downloaded the latest version of the Hastee App and accepted any new Terms.
• We reserve the right at any time, without liability of any kind and in our absolute discretion to (i) change, suspend, restrict or disable your access to the Hastee App and/or (ii) alter the scope, functionality or contents of the Hastee App with or without notice to you. Examples of when we might exercise these rights include:

1. 1. if you apply to de-activate your User Account;
   2. if you breach these Terms in a material way;
   3. for the reasons set out in clause [16];
   4. if the Client Contract comes to an end; or
   5. if we reasonably believe that it is necessary or desirable to do so for legal, regulatory or security reasons, or to protect the Platform or Hastee. This might happen, for example, if you have access to the EWA Product and we believe that your Account has been compromised, or that someone else is making (or attempting to make) Withdrawal Requests on your behalf.

• EWA Product only: we may also agree with your Employer to limit the number of Withdrawal Requests you can make and the value of the Withdrawal payments you may receive in any given Payroll Period and may also do so at our sole discretion.
• We cannot be responsible for any losses you might suffer if we suspend or revoke your right to access and/or use the Hastee App and your User Account under this section.
• We reserve the right to remove your content, delete your User Account or suspend, restrict or disable your access to the Hastee App without notice at our sole discretion from time to time.
• The Hastee App may contain links to or be integrated with third-party applications, websites and services (“Third-Party Sites”) to make available content, products and/or services to you. These Third-Party Sites may have their own terms and conditions of use and privacy policies and your use of these Third-Party Sites will be governed by and subject to such terms and conditions and privacy policies from the moment you enter such Third-Party Sites. To the extent any terms of Third-Party Sites (‘Third-Party Terms’) conflict with these Terms, the Third-Party Terms apply with respect to your access to or use of the applicable feature, product or service.
• We encourage you to read the Third-Party Terms in relation to any Third-Party Site you visit. You understand and agree that these Third-Party Sites are not under our control, and we are not responsible for and do not endorse their content nor are we responsible or liable for their behaviour, features or content or for any transaction you may enter into with the provider of any such Third-Party Sites or any loss or damage that may arise from your use of them.

1. Your Personal Data
   • Further to our performance of the Client Contract, in order to make the Employee Benefit available to you, we require certain Personal Data applicable to you. Specifically, we require:
   1. 1. your Employer to provide the Employer Provided Data to us; and
      2. you to provide the Registration Data to us.
   • The terms of our Privacy Policy apply to all Personal Data that we process.
   • You agree to our processing:
   1. 1. the Employer Provided Data; and
      2. the Registration Data and/or Use Data.
2. Grant and Scope of Licence

• In consideration of and subject to your compliance with these Terms, the Privacy Policy and the App Store Rules, we grant you a non-transferable, non-exclusive, non-sub-licensable, revocable licence to download, install and use the Hastee App on compatible devices owned or controlled by you or your Employer (“Device” or “Devices”) on the basis that this licence is:

1. 1. not a commercial licence – you can only access and use the Hastee App for your own personal, non-commercial uses (i.e., not for your business);
   2. non-transferable – you can’t pass this right to someone else;
   3. non-exclusive – other people can access and use the Hastee App;
   4. revocable – we have the right to remove your ability to use the Hastee App in accordance with these Terms; and
   5. limited – the licence does not extend beyond what has just been described above.

• The licence (i) begins when you register for and activate your User Account; and (ii) expires when the de-activation of your Account takes effect, whether because the Client Contract comes to an end or we terminate the licence in accordance with clause 23. Your right to access and use the Hastee App and related services is personal to you and is not transferable by you to any other person or entity, and you may only access and use the Hastee App for lawful purposes.
• Your access and use of the Hastee App may be interrupted from time to time for any of several reasons, including the malfunction of equipment, periodic updating, internet disruption, maintenance or repair of the Hastee App, or other actions that Hastee, in its sole discretion, may elect to take. You acknowledge and agree that we cannot be held responsible or liable for any actual or potential losses you might suffer, as a result of service interruptions or for any other reason out of our reasonable control and we will have no obligation to provide you with any support or maintenance in connection with the Hastee App.
• We reserve all other rights.

4. Account Creation

• In order to use the Hastee App, you must create a User Account by:

1. 1. entering the Registration Data to the Hastee App as is requested in the User Account set up process;
   2. accepting these Terms;
   3. accepting the App Store Rules; and
   4. acknowledging the Hastee Privacy Policy.

• Where we gather Registration Data directly from you, or where your Employer supplies Employer Provided Data, our Privacy Policy, as updated from time to time, applies to all Personal Data, including Employer Provided Data, Registration Data, Use Data and any User Feedback that we process in providing the Hastee App to you and Services to your Employer that enable them to make the Employee Benefit available to you.
• You acknowledge and accept that any Hastee fair processing information made available via these Terms and the Hastee Privacy Policy is not a substitute for any privacy notice and compliance with Data protection Laws that your Employer is required to supply to you, related to the processing of your Employer Provided Data and Personal Data pursuant to the Client Contract. We hereby disclaim all liability howsoever arising in relation to your and/or your Employers’ actual or suspected infringement of such Employer policies in relation to the Hastee App.
• In order to use the Hastee App and activate your User Account, you must provide certain information about yourself as prompted by the User Account verification form you will access through the link sent to your email address by us. You agree and understand that you are responsible for maintaining the confidentiality of the combination of your login ID and password, together with any profile information (including, as applicable, your name, mobile number or other contact information), Registration Data and Registration Code which together allow you to access the Hastee App and create a User Account. When your Account has been activated, you will be able to log in to see your Registration Data. If you have access to the EWA Product, you will also have access to a ledger of your Withdrawal transactions and to other services that Hastee may provide through the Hastee App.
• Accurate records enable us to provide our Services to you. You must provide us with true, accurate, current, and complete Registration Data and you may not misrepresent any Bank Account information. If you do not do this, the accuracy and effectiveness of the Services provided to you pursuant to these Terms will be affected. We are not responsible for any errors, Charges or other issues that might arise, or for any losses you might suffer, if your information changes and you have not notified us immediately.
• In order to allow you to use certain services on the Hastee App or to support you in any support requests you make, we may be required to verify your identity. You authorise us to make any inquiries we consider necessary to validate your identity. These inquiries may include asking you for further information, requiring you to confirm your worker or payroll identification number or to take steps to confirm ownership of your email address. If you do not provide this information or we cannot verify your identity, we can refuse to allow you to use the Hastee App.
• If you have reason to believe that your Registration Data or a Device that you use to access the Hastee App and/or User Account has been lost or stolen, you identify any erroneous transaction or unexpected activity on your User Account, that someone has gained access to your User Account without your permission, or that an unauthorised transaction has occurred, you must notify us and your Employer IMMEDIATELY at support@Hastee.com.

5. EWA Product – Accrued Salary and Available Balance

• Hastee offers an EWA Product that allows to a Registered User to access, during each Payroll Period, an Available Balance that represents a proportion of their actual Accrued Salary and which therefore increases during the Payroll Period in accordance with work performed by the Registered User. The proportion is set by your Employer and represents such percentage of your Accrued Salary to which they allow you to have access (to receive as a Withdrawal pursuant to a Withdrawal Request) (‘Maximum %’). It may change from time to time. If you are a Contingent Employee, your Available Balance will only increase once Hastee has received updates from your Employer confirming further work completed (and therefore wages accrued) by you during each Payroll Period.

• The Available Balance is the maximum amount of Accrued Salary you may request as a Withdrawal at any time. It is calculated separately for each Payroll Period as (i) your Accrued Salary x Maximum % minus (ii) the aggregate of Withdrawals deductible by your Employer from the Accrued Salary payable to you on the corresponding Pay Day.

• The Maximum % is typically set at 50% but it may be changed by either Hastee or your Employer without notice to you.
• Each Payroll Period has a separate Accrued Salary and Available Balance. The Available Balance will be set to zero for each Payroll Period at the Cut-Off Date.
• Depending on how your Employer processes its payroll, there may be Available Balances for two or more Payroll Periods, in which case the Hastee App will show you the sum of these Available Balances (the “Aggregate Available Balance”) and which Payroll Period each Available Balance relates to.
• If on any day there is a change to your Available Balance, the Hastee App will send a push notification to you advising you of your current Available Balance (or Aggregate Available Balance if applicable).

6. EWA Product – Withdrawal Requests and Charges

• You may make a Withdrawal Request to receive a Withdrawal up to an amount equal to the Available Balance.
• We may accept or reject any Withdrawal Request in our absolute discretion.
• When making a Withdrawal Request, if there are two or more Payroll Periods with an Available Balance, the Withdrawal Request shall apply to the earliest Payroll Period first and then to successive Payroll Periods in turn.
• If you make a Withdrawal Request and Hastee chooses (in its absolute discretion) to accept it, your Employer will deduct an amount equal to that Withdrawal from the Accrued Salary to be paid to you on the corresponding Pay Day.
• There may be a Charge payable to Hastee or a Relevant Affiliate for the provision of a Withdrawal to you. Our Charges may vary over time but will always be displayed at the point of your Withdrawal Request. Your Employer will also have information about this.
• Each time you make a Withdrawal Request the associated Charge, if any, will be disclosed to you and you will be required to accept the Charge prior to submitting the Withdrawal Request. If you have been advised that a Charge applies, such Charge will be deducted from your Accrued Salary by your Employer on the corresponding Pay Day and paid to Hastee or the Relevant Affiliate (as specified in the Client Contract) on your behalf.
• Any indication provided on the Hastee App that funds may be available to Registered Users, is provided on a non-binding indicative basis only.
• Hastee will not accept a Request if:

1. 1. you make it during a Cut-Off Period;
   2. the amount you are asking for is greater than your Available Balance. This will be shown to you in the Hastee App and you can also check the history of Withdrawal payments that have already been made to you by logging into your Account);
   3. the total limit for Withdrawal payments agreed between Hastee and your Employer in the relevant Payroll Period has already been reached; or
   4. you have exceeded the maximum number of Advances (if applicable) set by your Employer.

• We cannot be responsible and accept no liability for any losses you might suffer, if your Withdrawal Request is not accepted, or a Withdrawal payment is not made, or is delayed, for any reason whatsoever, including rejection of any payment of a Withdrawal by any third party.
• Where we accept your Withdrawal Request, the corresponding funds will typically be credited to the bank account you specify in the Hastee App shortly thereafter. However, the timing of your receipt of cleared funds may vary depending upon your banking arrangements and certain other factors.
• We will use reasonable endeavours to resolve any delay in payment of a Withdrawal. In the event of a rejection by a third party of the payment of a Withdrawal to you, we will cancel your Withdrawal Request and update your Available Balance and Charges.
• No third party (including your Employer) is entitled to act on our behalf and/or agree to any Withdrawal payment to you on our behalf.
• You confirm that you are not the target of any applicable UK, EU, or United States sanctions.

7. Agreement with Your Employer

• Upon becoming a Registered User, so that we may provide the Employee Benefit to you and so that we and your Employer may perform our respective obligations under the Client Contract, you agree with us and your Employer that:

1. 1. your Employer may share the Employer Provided Data with us;
   2. we may share real-time information with your Employer, providing this information is limited to: i) the fact that you have created, or given notice to close, a User Account, together with the dates of the notices you or we have given and the dates on which these notices took effect; and ii) if you have access to the EWA Product, the data and amount of every Withdrawal Request you make, every Withdrawal payment we pay to you and every and any associated Charge incurred by you;
   3. we may process your Personal Data in accordance with the Privacy Policy;
   4. neither we nor your Employer warrants the accuracy of any Financial Education Content and nor are liable for any reliance by you upon such content.

• Further, you give us your permission to use and store the information you and your Employer give to us, for the purpose of providing the Employee Benefit and related services, including providing your Employer with real-time information and analytics about your use of the Hastee App, including (if you have access to the EWA Product), your Withdrawal Requests, Withdrawal payments and of our other Products offered from time to time.
• For Registered Users of the EWA Product:

When you make a Withdrawal Request you simultaneously agree with and make a request to your Employer that:

1. 1. the Withdrawal is payable to you (as part payment of your Accrued Salary) as soon as practicable rather than on the Pay Day for that Accrued Salary;
   2. the Withdrawal will be paid to you by Hastee (or such Relevant Affiliate as is specified in the Client Contract) on behalf of your Employer;
   3. on your next Pay Day you will receive your Net Pay less: i) any Withdrawal payments received by you during the relevant Payroll Period; and ii) our Charges (if any) and you authorise your Employer to deduct an amount equal to the Withdrawal and any related Charge from the Net Pay that would otherwise be paid to you and to pay such amount to Hastee (or such Relevant Affiliate as specified in the Client Contract);
   4. if, on Pay Day, the aggregate value of Withdrawal payments received by you in that Payroll Period and Charges incurred by you, is EQUAL to your Net Salary, you will not be paid anything on your next Pay Day;
   5. if, on Pay Day, the aggregate value of the Withdrawal payments received by you and Charges incurred by you in that Payroll Period is GREATER than your Net Salary, then such overspend will be carried over and you authorise this to be deducted by your Employer from your Net Pay in that next Payroll Period;
   6. Where Hastee (or such Relevant Affiliate as specified in the Client Contract) pays a Withdrawal, this does not give rise to any debt between you and us in the amount of such Withdrawal and we will not have any recourse to you in the event that your Employer does not reimburse us for the Withdrawal. However, it does create a debt from you to Hastee in the amount of the Charge associated with such Withdrawal and in the event this is not paid to Hastee by your Employer, Hastee reserves its right to claim against you in the amount of any unpaid Charges; and
   7. You will not use the Hastee App in contravention of any applicable policies or procedures of your Employer.

8. Use of the Hastee App and the EWA Product

• You are required to log in to your User Account to use the Hastee App.
• You are only eligible to make a Withdrawal Request via the Hastee App if:

1. 1. The Client Contract (between your Employer and Hastee and/or such Relevant Affiliate as is specified in the Client Contract) continues to be in place;
   2. You continue to be employed or otherwise contracted by the Employer;
   3. You are at least sixteen (16) years old;
   4. Your Employer deems you to be eligible for the Employee Benefit; and
   5. You have an Available

• In the event that any of the conditions in clause 8.2 are not met, you will still be able to use the Hastee App to view details of your transaction history. With regard to any termination of the Client Contract as referred to in clause 23.1(c), during any notice period relating to such termination, you will only be able to make Withdrawal Requests and receive payment of sums in satisfaction of Withdrawal Requests up to the effective date of termination of such Client Contract if agreed by us in our absolute discretion.
• You are responsible for the accuracy of the Registration Data; in particular, for ensuring that any Bank Account Information you provide is correct and for verifying such details as part of making a Withdrawal Request.
• You are responsible for all uses of your User Account whether by you or a third party. You should choose a strong password for your User Account and ensure that the details of your password and all other security credentials are kept confidential and secure at all times.
• Your User Account logs details of all your work reported to us by your Employer and your Withdrawal history. Please review your User Account regularly. If you identify any erroneous transaction or unexpected activity on your User Account, or you believe that the security of your User Account has been compromised, you must let us know as soon as possible.
• You agree to ensure that all information that you submit to us will be true and accurate in all respects. If you need help in changing your information, please email us at support@hastee.com. We are not responsible for any payment processing errors or other issues arising from your failure to keep us or your Employer (as applicable) updated so that your Registration Data and/or Employer Provided Data is current and accurate.
• When using the Hastee App on your Device, you acknowledge and agree that the Hastee App may operate in the background of your Device, which in turn may have an impact to the battery life of such Device. Use of the location-related data functionality of the Hastee App will also decrease battery usage.
• It is your responsibility to ensure that your Device meets minimum operating requirements imposed by relevant web browsers or App Store providers.
• You can de-activate your User Account at any time by following the instructions on the Hastee App or sending an email to support@hastee.com. However, de-activation will not be finalised until:
• your Employer has reimbursed Hastee in respect of all Withdrawal payments you have requested (if any);
• you have settled any outstanding Charges if not paid to us by your Employer.
• In any period before the de-activation is finalised, Hastee will reduce your Available Balance to zero so that no further Withdrawal Requests may be made.

9. Additional Terms Regarding AI-Powered Services

• We may from time to time offer services that incorporate or are powered by artificial intelligence technology (for example, the AI Assistant). These Services are referred to as “AI Services” and are provided through a Third-Party Site as defined in clause 1.9.
• You may provide input to the Services (“Input”), and receive output from the Services based on the Input (“Output”). Input and Output are collectively “Content”. You are responsible for Content, including ensuring that it does not violate any applicable law or these Terms. You represent and warrant that you have all rights, licenses, and permissions needed to provide Input to our AI Assistant.
• The Output generated by AI Services is generated through use of artificial intelligence. Artificial intelligence and machine learning are rapidly evolving fields of study. Given the probabilistic nature of machine learning, use of AI Services may in some situations result in incorrect or inaccurate Output.
• When you use our Services you understand and agree:

1. 1. Output may not always be accurate. You should not rely on Output from the AI Assistant as a sole source of truth or factual information, or as a substitute for professional advice. The Output provided by the AI Assistant does not constitute or substitute for financial advice of any kind, nor any other type of advice from qualified professionals.
   2. You must evaluate Output for accuracy and appropriateness for your use case, including using human review as appropriate, before using or sharing Output from the Services or relying on it in any way;
   3. You must not use any Output relating to a person for any purpose that could have a legal or material impact on that person, such as making credit, educational, employment, housing, insurance, legal, medical, or other important decisions about them;
   4. The AI Services may provide incomplete, incorrect, or offensive Output that does not represent our views. If Output references any third-party products or services, it doesn’t mean the third party endorses or is affiliated with Hastee or any Affiliate of Hastee; and
   5. No Output will create any warranty not expressly stated in these Terms.

• You acknowledge that relying upon any information generated through AI Services without first verifying the accuracy of such information with a qualified human could cause harm, including but not limited to legal, financial, and physical harm.
• You will only use the Output for your own personal purposes, and will not make any Output publicly available.
• You will not include any unnecessary or deceptive Inputs in connection with your use of the AI Assistant (including in an attempt to steer the AI Assistant to generate inaccurate results).
• You warrant that you will not include any Inputs attempting to steer the AI Assistant into giving you any form of advice regarding specific investments to make or to recommend specific financial products.
• You warrant not to provide any Personal Data or confidential information into the AI Assistant since our provider of this service is a Third-Party Site which does not undertake to keep the questions you provide confidential and expressly reserves the right to use it for their own purposes, such as product improvement.
• We cannot control and have no duty to take any action regarding how you may interpret and use any information or what actions you may take as a result of having been exposed to the information generated by the AI Assistant, and you hereby release us from all liability for you having acquired or not acquired information through the AI Assistant.

10. Changes to our Services

• We’re always trying to improve the Services we provide, so they may change over time. We may suspend or discontinue any part of the Services, or we may introduce new features or impose limits on certain features or restrict access to parts or all of the Services. We’ll try to give you notice when we make a material change to the Services that would adversely affect you, but this isn’t always practical.

11. Transactional Emails, Promotions and Financial Education Series

• Your Employer has also requested that from time to time we send you emails containing financial education and advice pertaining to personal finance (the “Financial Education Series”). We are required to send these emails as part of our performance of the Client Contract.
• Promotional Content: When we send you promotional emails, push notifications and/or in-app notifications based on your consent or as permitted by applicable laws, you have the right to unsubscribe or amend your ‘in app’ preferences accordingly. You also have the ability to unsubscribe to promotional e-mails by following the unsubscribe instructions in e-mails. Please allow us up to 10 Business Days to implement your request to unsubscribe. Note that even if you decide not to receive promotional communications, we will still send you Transactional Emails.
• From time to time, we may send non-commercial electronic email messages with important information about us, your Employer and/or the Employee Benefit, the Financial Education Series or the Hastee Technology to your email address (“Transactional Emails”). Please note that any opt-out will not apply to such Transactional Emails.

12. Feedback

• We welcome any feedback or suggestions for improvements relating to the Hastee App and/or any other products and services offered by us from time to time (“User Feedback”). To help gather User Feedback about the Hastee Technology and how well it works for our users, we engage to third party providers to conduct market reviews on our behalf. To do this we provide them with your first name, surname and email. They are only permitted to use this Personal Data to request a review from you for market research.

13. If you leave your current Employment

• Subject to clause 23.1.(c), upon termination of your contract of employment or engagement with your Employer, you may at Hastee’s sole discretion be able to access the Hastee App and if you had access to the EWA Product, to view details of your transaction history. We reserve the right to retain a copy of your Employer Provided Data, Registration Data, Use Data and User Feedback in accordance with our retention policies, as set out in its Privacy Policy and/or to fulfil our Client Contract.

14. Licence restrictions

• Except as expressly set out in these Terms or as permitted by any applicable law, you agree:

1. 1. not to copy the Hastee App or any content on the Hastee App except to the extent such copying is incidental to the normal use of the Hastee App on a Device;
   2. not to rent, lease, sub-license, loan, translate, merge, or adapt the Hastee App or any content on the Hastee App;
   3. not to make alterations to, or modifications of, the whole or any part of the Hastee App or any content on the Hastee App, or permit the Hastee App or any part of it or any content on the Hastee App to be combined with, or become incorporated in, any other programs;
   4. not to disassemble, decompile, reverse-engineer or create derivative works based on the whole or any part of the Hastee App or attempt to do any such thing;
   5. not to remove any copyright notice on any copy of the Hastee App;
   6. not to provide to any third party the Hastee App or any content on the Hastee App in whole or in part (including object and source code), in any form to any person without prior written consent from us;
   7. to comply with all technology control or export laws and regulations that apply to the Hastee App; and
   8. we only supply the Hastee App for personal use to allow submission of Withdrawal Requests by you and, where approved by us, payment of Withdrawals to you by us on behalf of your Employer. You agree not to use the Hastee App for any other commercial or business purpose.

15. Acceptable use restrictions

• You must:

1. 1. not operate more than one User Account;
   2. not use the Hastee App in any unlawful manner, for any unlawful purpose, or in any manner inconsistent with these Terms, or act fraudulently or maliciously, for example, by hacking into or inserting malicious code, including Viruses, or harmful data, into the Hastee App or any operating system;
   3. not use the Hastee App in contravention of any applicable policies or procedures of your Employer;
   4. not infringe our Intellectual Property Rights or those of any third party through your use of the Hastee App, including by the submission or creation of any infringing material;
   5. not use, download, copy, share, modify or otherwise exploit the whole or any part of our intellectual property or that of our licensors (including, without limitation, the logos and trademarks of Hastee), without the express written consent of the owner of such intellectual property;
   6. not transmit any material that is defamatory, offensive or otherwise objectionable (as determined by Hastee) via or in connection with your use of the Hastee App;
   7. not use the Hastee App in a way that could damage, disable, overburden, impair or compromise our systems or security or interfere with other users;
   8. not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Hastee App;
   9. safeguard any password, pin and other security credentials you use to access the Hastee App or functions within the Hastee App;
   10. not disclose any password or pin you use to access the Hastee App and must notify us immediately upon becoming aware of the loss of your password or pin or any security breach or unauthorised use of the Hastee App effected using your password or pin or User Account or otherwise;
   11. not collect or harvest any information or data from the Hastee App or our systems or attempt to decipher any transmissions to or from the servers running any service via the Hastee App; and
   12. not provide false details to us.

• Unless otherwise indicated, any future release, update, or other addition to functionality or content of the Hastee App shall be subject to these Terms, as amended or superseded from time to time.
• If we, in our sole discretion, believe that, you may have engaged in any activities restricted by these Terms or by law, we may take various actions to protect Hastee and/or the Relevant Affiliate, other users, and other third parties from fees, fines, penalties, and any other liability. The actions we may take include the following:

1. 1. we may close, suspend, or limit your access to your User Account or ability to use the Hastee App or related services;
   2. we may update inaccurate information you provided us;
   3. we may refuse to allow you to use the Hastee App or related services in the future;
   4. we may report you to law enforcement authorities;
   5. we may take legal action against you; and
   6. we may hold you liable to us for the amount of damages caused to us by your violation of these Terms.

16. Intellectual property rights

• You acknowledge that all Intellectual Property Rights in the Hastee App and the Hastee Technology anywhere in the world belong to Hastee or our licensors, that rights in the Hastee App are licensed (not sold) to you, and that you have no rights in, or to, the Hastee App or the Hastee Technology other than the right to use each of them in accordance with these Terms.

• You agree that you have no right to have access to the Hastee App in source-code form.

• You have no right to use any trademark, logo or trading name of Hastee for any purpose without our prior written consent.

• If you submit any data whatsoever, including but not limited to Registration Data, Use Data, and Feedback (“Content”) to the Hastee App or to us you represent and warrant that you are the owner or licensee of the Content that you submit, that such Content does not infringe any third party intellectual property rights and that you have the authority to grant the licence in this clause 17.4. You grant to us a non-exclusive, worldwide, royalty-free, transferable, sub-licensable licence to use, reproduce, publish, distribute, perform, adapt, amend, transfer, enhance and communicate such Content in order to provide the Hastee App to you and the Services to your Employer.

• You represent and warrant that: (i) you own or have obtained the rights to all of the Intellectual Property Rights subsisting in the submitted Registration Data and you have the right to provide the Registration Data and the license granted in these Terms to us to use such Registration Data as stated in the immediately preceding clause above; and (ii) the Registration Data you submit, and our use of such Registration Data, as set forth in these Terms (including in any applicable Privacy Policy, as in place , does not and shall not (a) infringe or violate any third party Intellectual Property Rights as defined in these Terms; or (b) violate any applicable data protection legislation in your jurisdiction or the jurisdiction as in which you operate.

• Save as expressly permitted by us in these Terms, you must not use the content on the Hastee App for any commercial purpose without obtaining written permission from us to do so first.

• You warrant to protect Hastee and/or the Relevant Affiliate from any claims directed against us and to indemnify and hold us harmless from third parties’ claims as a result of your violation of this clause 17.

17. No warranty

• To the maximum extent permissible under applicable law, the Hastee App is provided “as is” and “as available”, with faults and without any representation, warranty or undertaking of any kind as to the availability, performance, accuracy, security or completeness of the Hastee App and its contents. No oral or written information or advice given by us or our authorised representatives shall create a warranty. We do not warrant, represent or undertake that use and availability of the Hastee App will be uninterrupted or error-free.

• To the maximum extent possible under applicable law, no warranty of any kind, either express or implied, including but not limited to warranties of title or non-infringement or implied warranties of satisfactory quality or fitness for a particular purpose, is made in relation to the Hastee App, and all implied warranties and conditions are excluded. If this exclusion is not permitted under applicable law, our liability in relation to any such warranty or condition shall in such case be limited to the greatest extent permitted by applicable law in accordance with the provisions of these Terms. The foregoing limitations will apply even if the above stated remedy fails of its essential purpose.

18. Disclaimers

• Except as expressly set out in these Terms, and to the maximum extent permitted by applicable law:

1. 1. the Hastee App, services, information, data, features, and all content provided by Hastee are offered and made available on an “as is” and “as available” basis;
   2. we make no representations or warranties of any kind, whether express of implied, as to the accuracy, reliability, completeness or operation, or continued availability of the Hastee App, any content on the Hastee App and/or any related services;
   3. the Hastee App, or any feature or part thereof, may not be available in all languages or in all countries and we make no representation that the Hastee App, or any feature or part thereof, is appropriate or available for use in any particular location. To the extent you choose to access and use the Hastee App, you do so at your own initiative and are responsible for compliance with any applicable laws;
   4. we make no representation, warranty, or guarantee, whether express or implied, that the content that may be available on or via the Hastee App or related services is free of bugs, defects or errors, or any Viruses or other code or computer programming routines that contain contaminating or destructive properties or that are intended to damage, surreptitiously intercept or expropriate, any program, system or data;
   5. we make no representations or warranties of any kind, whether express of implied, as to the accuracy of any Financial Education Content. The information relating to financial products and services is not generated by Hastee or your Employer and you agree that neither Hastee nor your Employer shall have any liability to you or any other person in respect of your reliance upon it.

• You acknowledge that the Hastee App has not been developed to meet your individual requirements, and that it is therefore your responsibility to ensure that the facilities and functions of the Hastee App meet your requirements.
• You acknowledge that you are fully responsible for your own financial planning decisions and that neither Hastee nor the Relevant Affiliate have provided any form of advice to you in connection with your use of the Hastee App.
• Neither Hastee nor any Relevant Affiliate are responsible or liable for:

1. 1. any delays in payment due or related to the intervention of any third party (including any delays caused by banks, failures or errors in payment or communications systems other than the Hastee App itself, or for regulatory purposes);
   2. any delays in payment due or related to the occurrence of an administrative or technical error, or an event, which results in disruption (of a technical or system-related nature) to our payment operations preventing us from performing our payment obligations under these Terms, the Privacy Policy or from communicating with you in accordance with these Terms, and which is not caused by us and is beyond our control;
   3. your Employer not having enough funds held with us to facilitate the payment to your bank account;
   4. any loss or damage suffered by you or a third party in reliance on the Financial Education Content;
   5. any loss or damage you might suffer if you breach these Terms or if we suspend or revoke your right to access and/or use the Hastee App and your User Account under clause 1.7 or for any reason;
   6. for any loss or damage you might suffer if a third party gains access to your User Account because you failed to take reasonable steps to prevent that from happening;
   7. any errors, Charges or other issues that might arise, or for any loss or damage you might suffer, if your Registration Data changes and you have not immediately updated it in the Hastee App (or, if having problems, by notification to support@hastee.com).

• The Hastee App and Services are not legal, tax, or financial advice. Neither Hastee nor any Relevant Affiliate is a financial planner, broker, or tax advisor and we cannot and do not provide legal, tax or financial advice, whether through the Hastee Technology or in any other way. Your financial situation is unique. We do not make any representations, warranties, or guarantees of any kind that the Service is appropriate for you. If you choose to use the AI Assistant, it will work with you to identify your options and help you narrow down your choices, but will not tell you what to do or which product to buy or invest in: the decision is entirely yours. If you need financial or other advice, you should obtain it from a person who is appropriately authorised and qualified to give it, such as your accountant or other financial advisers who are fully aware of your individual circumstances.
• EWA Product: for the avoidance of doubt, the Hastee App and/or your User Account is not a bank account, an electronic money account, a debit or credit account nor any other financial product; and it cannot be used as if it is.
• You agree to protect and fully compensate us and our Affiliates from any and all third-party claims, liability, damages, expenses and costs (including but not limited to reasonable solicitors’ fees) caused by or arising from your use of the AI Services.
• We do not assume any responsibility for the timeliness, accuracy, deletion, non-delivery, or failure to store Registration Data. Any information made available through the Hastee App can only reflect the information that has been provided to us by your Employer, and as such, may not reflect hours worked / activity / changes that have occurred since your Employer last updated the Hastee Technology. Please contact your Employer if you have any questions in this regard, including information related to worked hours and Accrued Salary and any inaccuracy of any information made available through the Hastee App.

19. Limitation of liability

• Nothing in these Terms shall limit or exclude a party’s liability for:

1. 1. death or personal injury resulting from negligence;
   2. fraud or fraudulent misrepresentation; and
   3. any other liability that cannot be excluded or limited by English law.

• To the maximum extent permitted by applicable law, we accept no liability to you:

1. 1. save for any Withdrawals that we agree to make to you on your Employer’s behalf, for any salary, fee or benefit due to you from your Employer, which shall be the sole responsibility of your Employer;

1. 1. for any unauthorised use of your User Account resulting from your failure to maintain the confidentiality or security of your Registration Data or failure to use a strong password;
   2. for any loss or damage suffered by you as a result of your provision to us of incorrect Registration Data or any failure on your part to verify any Registration Data;
   3. for any special, indirect or consequential loss, costs, damages, charges or expenses however arising under or in connection with our provision of services to your Employer such that you may access the Employee Benefit;
   4. for any losses arising from financial and tax implications arising from your use of the Hastee App and the Employee Benefit; and
   5. for any business losses, including loss of profit, loss of business, business interruption, loss of goodwill, or loss of business opportunity.

• Subject to clause 20.1, our total liability to you under or in connection with these Terms (whether in contract, tort including negligence or otherwise), excluding our liability to make any Withdrawal that we agree to make to you on your Employer’s behalf, shall not exceed of the value in pounds sterling of the Charges received by us in connection with any Withdrawal(s) made to you in the twelve (“12”) months preceding the date on which any claim is issued.

20. Representations and Warranties

• Every time you make a Withdrawal Request you warrant that:

1. 1. you are asking for a Withdrawal payment that is (i) worth less than the Accrued Salary you have already earned and are entitled to receive under the terms of your Employment Contract; and (ii) for an amount of Accrued Salary that you have not already received, from your Employer either as part of a Withdrawal payment or in any other way;
   2. if a Withdrawal payment is made and you are paid again for the same services or hours worked, or you otherwise receive funds to which you are not entitled, you will repay such funds to your Employer and/or Hastee as appropriate.

• You represent and warrant to Hastee that:

1. 1. you acknowledge that the Hastee App has not been developed to meet your individual requirements;
   2. that all Registration Data provided to us is true and accurate in all respects; and
   3. you have taken your own advice on the financial and tax implications of accepting any Withdrawal or acting on any Output of the AI Assistant and we shall have no liability for any such financial or tax implications.

• You agree to defend, indemnify and hold Hastee, its affiliates, subsidiaries, directors, officers, employees, agents, partners, contractors, and licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by a third party, relating to or arising from:

1. 1. any Registration Data you submit, post, transmit, or otherwise make available through the Hastee App;
   2. your use of the Hastee App;
   3. any violation by you of these Terms;
   4. any action taken by Hastee as part of its investigation of a suspected violation by you of these Terms or as a result of its finding or decision that a violation of these Terms by you has occurred; or
   5. your violation of any rights of another.

• Clause 17.4 means that you cannot sue Hastee, its Affiliates, subsidiaries, directors, officers, employees, agents, partners, contractors, and licensors as a result of its decision to remove or refuse to process any information or Registration Data, to warn you, to suspend or terminate your access to the Hastee App, or to take any other action during the investigation of a suspected violation or as a result of Hastee’s conclusion that a violation of these Terms has occurred.
• The waiver and indemnity provisions in clauses 19.3 and 19.4 apply to all violations described in or contemplated by these Terms. This obligation shall survive the termination or expiration of these Terms and/or your use of the Hastee App.

21. Payment Error

• Where you are overpaid as a result of an error on our part, we reserve the right to treat the amount of such overpayment as a Withdrawal to the extent you have Accrued Salary from any current or future Payroll Period.

• We shall not levy any Charge with respect to:
  • an overpayment treated as a Withdrawal pursuant to clause 22.1; or
  • any payments of a Withdrawal to you which are rejected by us or any of our sub-processors.

22. Termination

• These Terms will remain in full force and effect unless and until: (a) they are superseded; (b) you de-activate your User Account and the de-activation takes effect; or (c) the Client Contract or your Employment Contract comes to an end.

• We may also terminate these Terms and/or any licence granted under these Terms at any time in our absolute discretion. If you breach any provision of this these Terms, any such licence shall automatically terminate.

• We may restrict your access to the Hastee App at any time in our absolute discretion.

• If you de-activate your User Account and the de-activation takes effect, or the Client Contract or your Employment Contract comes to an end, we will delete all your information except for information which we are required to keep by law and such information will be deleted once no longer required by law to be kept, as per our Privacy Policy which is available here.

• Notwithstanding the de-activation of your User Account, the following provisions will remain in full force and effect and shall survive any termination of these Terms: Clauses 16.1.(b), (No Unlawful or Prohibited Use), 17 (Hastee’s Intellectual Property Rights), 19 (Disclaimers), 20 (Limitation of Liability), 23 (Term and Termination), 26 (Governing Law, Forum for Dispute and Miscellaneous).

• Termination or suspension of any part of the Employee Benefit provided on or in relation to the Hastee Technology, or of these Terms, will not affect the payment of outstanding Withdrawal payments (as applicable), in accordance with these Terms.

23. Communication between us

• If you wish to contact us in writing, or if any provision in these Terms requires you to give us notice in writing, you can send this to us by e-mail to support@hastee.com.
• If we wish to contact you or give you notice in writing, we may do so by e-mail to the address you provide to us in connection with your User Account.
• Information about the European Commission’s Online Dispute Resolution platform is available at http://ec.europa.eu/odr.

24. Events outside our control

• We will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under these Terms that is caused by any act or event beyond our reasonable control, including failure of public or private telecommunications networks (“Event Outside Our Control”).

• If an Event Outside Our Control takes place that affects the performance of our obligations under these Terms, our obligations under these Terms will be suspended and the time for performance of our obligations will be extended for the duration of the Event Outside Our Control.

25. Other important terms

• We may assign our rights or transfer our rights and obligations under these Terms to another organisation, for example, this could include another member of our group of companies or someone who buys our business. We will always tell you in writing if this happens so that you can cease to use the services provided by the new organisation if you would like and we will ensure that the transfer will not affect your rights under these Terms.
• You may not assign, subcontract or transfer your rights and/or obligations under these Terms to another person.
• These Terms may not be amended other than by us in accordance with clause 1.2.
• If we fail to enforce our rights against you, or if we delay in doing so, that will not mean that we have waived our rights against you and will not mean that you do not have to comply with those obligations. If we do waive a default by you, we will only do so in writing, and that will not mean that we will automatically waive any later default by you.
• Each of the provisions of these Terms operates separately. If any court or competent authority decides that any of them are unlawful or unenforceable, the remaining conditions will remain in full force and effect.
• These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.
• Each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation (including non-contractual disputes or claims).
• These Terms do not confer any rights on any person or party pursuant to the Contracts (Rights of Third Parties) Act 1999. The parties may amend and terminate these Terms without the consent of any third party.

26. Appstore requirements

• Your use of any application we provide is also governed by:

1. 1. Apple Media Services Terms and Conditions for your applicable jurisdiction, available here: http://www.apple.ie/legal/internet-services/itunes/
   2. Android Appstore Terms and Conditions for your applicable jurisdiction, available here: https://www.google.com/mobile/android/market-tos.html, or such

or and updates as issued to such terms above from time to time.

27. Defined Terms

Accrued Salary: means at any time, for each Payroll Period, salary, wages or fees which have accrued up to that point in time and which are contractually due and payable by your Employer to you on the corresponding Pay Day.

Additional Information: means the Personal Data which may be provided to us by your Employer in relation to you as a Registered User to enable you to access the EWA Product, including:

1. if you are a Contingent Employee – upon completion of work done, time and attendance data in relation to that work;
2. the date you became an Employee – if you are a new joiner that they want to add to the EWA Product;

• termination date – in the event you are (or are shortly to) cease working for your Employer;

1. any other fact or matter that will or might change your employment status as an active Salaried Employee or Contingent Employee on a temporary or permanent basis, including parental, sickness or other types of leave); and
2. any other information necessary for Hastee to provide the Services and make the EWA Product available to you.

Affiliates: means in respect of Hastee, any entity that directly or indirectly Controls, is Controlled by, or is under common Control with Hastee.

Aggregate Available Balance: has the meaning given to it clause 5.5.

AI Services means services that incorporate or are powered by artificial intelligence technology (for example, AI Financial Assistant).

App Privacy Policy: the privacy policy which is made available to Registered Users during the process of creating a User Account (and in the Help section of the Hastee App), which a Registered User is required to accept in order to use the Hastee App and which govern use by that Registered User of the Hastee App, including any such variations as may be made from time to time.

Available Balance: means, at any time, for each Registered User and for each Payroll Period, such proportion of Accrued Salary that is available to you and from which you may make a Withdrawal Request.

Basic Information: means the Personal Data in relation to you that is provided to us by your Employer so that we may send you an Invitation to sign up for the Employee Benefit by creating a User Account, according to the terms of the Client Contract. This may include your name, email and/or mobile number, any identification number given to you by your Employer. If you have access to the EWA Product, it will include your status as a Contingent Employee or Salaried Employee (and, if you are a Salaried Employee, your salary).

Bank Account(s) means the bank, building society or other equivalent accounts into which Hastee is instructed by you to pay your Withdrawals.

Bank Account Information means the sort code and account number for, and the name(s) of the owner(s) of your Bank Account(s).

Business Day: a day other than a Saturday, Sunday or public holiday in England when banks in London are open for business.

Charge: means the pricing structure and charges relating to the provision of Withdrawals.

Contingent Employee: means an Employee for whom payment of wages or fees in any Payroll Period is contingent on the work they perform for the Employer (which may be measured by hour, day or otherwise) or the services provided to the Employer in that Payroll Period.

Control: shall be as defined in section 1124 of the Corporation Tax Act 2010.

Cut-Off Date: means, for each Payroll Period, the latest time and date on which a Registered User may make a Withdrawal Request with respect to the Accrued Salary for that Payroll Period.

Cut-Off Period: means, for each Payroll Period, the period starting with the Cut-Off Date and ending with Pay Day, during which a Registered User is unable to make Withdrawal Requests.

Data Protection Laws: means any and all Applicable Laws relating to the processing of Personal Data and privacy applicable to the performance of any Client Contract, including applicable guidance and codes of practice issued by the UK Information Commissioner or any other supervisory authority, and including to the extent applicable, the Data protection Act 2018, the Regulation of Investigatory Powers Act 2000, the Privacy and Electronic Communications (EC Directive) Regulations 2003 (SI 2426/2003) and the GDPR, as amended or superseded from time to time.

Device: has the meaning given to it in clause 3.1.

EMI means Electronic Money Institutions licensed to act as such in the UK / European Union (as applicable).

Employee: means the officers, employees, workers or contractors whether they be employed or otherwise contracted by the Employer.

Employee Benefit: means a benefit whereby eligible Employees may, through the Hastee App or otherwise, have access to such of the Products as are subscribed for by their Employer in the Client Contract.

Employer-Provided Data: means such Personal Data as is required for us to make the Employee Benefit available to you, according to the Products subscribed for in the Client Contract, including the Basic Information and, if you have access to the EWA Product, the Additional Information.

Employment Contract means the contract setting out the terms and conditions on which you are hired by and you agree to work for your Employer.

Financial Education Content means any information posted within the financial education section of the App.

GDPR: Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural  persons with regard to the processing of personal data and on the free movement of such data, and repealing directive 95/46/EC, and any legislation which amends, re-enacts, replaces or supplements it and any applicable national legislation that amends, re-enacts, replaces or supplements the GDPR in England as a consequence of the withdrawal of the United Kingdom from the European Union and the domestic data protection laws which apply to the Parties.

Hastee App: the Hastee mobile application for Android, iOS or any other operating system or web app or website made available by Hastee to Eligible Employees as may be updated from time to time, which can be used by Eligible Employees to access the Employee Benefit.

Hastee Technology: means the Hastee App and any other website, domain, API, connector, code, and/or software which you and/or your Employer are granted access to by Hastee pursuant to these Terms and the Client Contract respectively.

Eligible Employees: means those Employees to whom your Employer wishes to make the Employee Benefit available from time to time.

Intellectual Property Rights: means patents, rights to inventions, copyright and neighbouring and related rights, trade marks, business names and domain names, rights in get-up and goodwill and the right to sue for passing off or unfair competition, rights in designs, database rights, rights to use, and protect the confidentiality of, confidential information, and all other intellectual property rights, in each case whether registered or unregistered and including all applications and rights to apply for and be granted, renewals or extensions of, and rights to claim priority from, such rights and all similar or equivalent rights or forms of protection which subsist or will subsist now or in the future in any part of the world.

Introductory Email: means an introductory email from your Employer to Eligible Employees advising them of the Employee Benefit, Financial Education Series communications and of our appointment as a service provider for the Employee Benefit and that; they should expect an Invitation.

Invitation: means an email, SMS or other form of communication sent by Hastee or an Affiliate of Hastee on behalf of your Employer, providing information on how to access the Employee Benefit via the Hastee App and providing each recipient with a unique access code or link to allow them to register an account on the Hastee App.

Maximum %: is defined in clause 5.1.(b).

Net Pay means (a) the whole amount of your Accrued Salary you are entitled to receive from your Employer on the next Pay Day (net of any (i) PAYE; (ii) national insurance; and (iii) any other deductions your Employer is authorised or obliged to make), for the work you have done and / or services you have provided, and any other payroll-related payments (for example, expenses, sick pay, maternity or paternity pay) under and in accordance with the terms of your Employment Contract.

Pay Day: means, for each Payroll Period, the date on which your Employer pays its Eligible Employees.

Payroll Period: means a period, be it weekly, monthly or otherwise, for which your Employer calculates and processes the salaries, wages or other applicable amounts to be paid to its Eligible Employees.

Personal Data: has the meaning given to that term in the Data Protection Laws.

Processor: means a processor as defined in the Data Protection Laws.

Registered User: means any Employee who has registered a User Account with us.

Registration Code: a time-limited, unique registration code or link provided to Eligible Employees by us on behalf of the Employer in an Invitation which allows them to register a User Account on the Hastee App.

Registration Data: means the Personal Data you provide upon creating a User Account or making a Withdrawal Request and which may include: your email address, mobile phone number, login details and any other Personal Data you provide to us from time to time in connection with your receipt of the Employee Benefit. If you have access to the EWA Product, this will include your Bank Account Information or the details of any other card or account to which you would like to instruct your Withdrawal payments to be made.

Salaried Employee: means an Employee who has a fixed salary.

Services means the Employee Benefit, AI Service and such other service as we add from time to time.

Transactional Emails: has the meaning given in clause 13.3.

Use Data: means such Personal Data as is gathered by the Hastee Technology as a result of use by a Registered User of the Technology, including but not limited to transaction data, use of the Hastee App, Registration Codes, location data and check-in or check-out times.

User Account: means the account created by you when registering on the Hastee App pursuant to clause 4; being the secure online area of the Hastee App which contains information about you and your relationship with us.

User Feedback: has the meaning given in clause 14.1.

Virus: any thing or Device (including any software, code, file or programme) which may: prevent, impair or otherwise adversely affect the operation of any computer software, hardware or network, any telecommunications service, equipment or network or any other service or device; prevent, impair or otherwise adversely affect access to or the operation of any programme or data, including the reliability of any programme or data (whether by re-arranging, altering or erasing the programme or data in whole or part or otherwise); or adversely affect the user experience, including worms, Trojan horses, viruses and other similar things or devices.

Withdrawal: means a payment in respect of Accrued Salary to you as a Registered User pursuant to a Withdrawal Request when seeking immediate payment of Accrued Salary directly to your Bank Account.

Withdrawal Request: means a request for a Withdrawal by you as a Registered User using the Hastee App.