Financial Wellbeing archivos

Our first online-only Black Friday

22, Sep, 2022 | Financial Wellbeing

We are all guilty of getting sucked into a sale or purchasing something we probably could’ve gone without. But in that moment of time we know it is wrong, but that rose quartz drink bottle to positively charge your water, just felt so right. At a time when many...

Foosball tables. Beer on tap. Free kombucha. Earnings on Demand (EOD)

22, Sep, 2022 | Financial Wellbeing

Well if Earned Wage Access, isn’t a benefit then what is it? It’s the future. In its simplest form, most people are paid fortnightly or monthly (mostly the latter here in the UK) and we are removing this barrier, allowing workers to access a portion of their earned...

The financial impact of Christmas well in to the new year

22, Sep, 2022 | Financial Wellbeing

The impact of Christmas spending isn’t just felt in December or January, it can go right through the year. 25% of people surveyed said that the impact of Christmas is felt 3 months after Christmas and frighteningly some people are still feeling the impact of the...

Tax relief and your workplace pension scheme

22, Sep, 2022 | Financial Wellbeing

There are two ways you can receive tax relief on your pension contributions if you’re in a workplace pension scheme. Your employer chooses which method to use and must apply this to all staff. Here’s how tax relief works. What is tax relief? When you pay into your...

How to work out the true cost of borrowing

22, Sep, 2022 | Financial Wellbeing

When borrowing money, don’t simply look for a loan with the lowest monthly repayment. Before you sign up, make sure you know the total cost of repaying the debt. What is the ‘true cost of borrowing’? The true cost of borrowing takes into account: The loan amount the...

Help if you are worried about your savings, investments or pension

22, Sep, 2022 | Financial Wellbeing

If you are invested in the stock market (which you almost certainly will be if you have a pension) and have seen the value of your investments fall, it’s tempting to cut and run and put it all somewhere you think is safer. But if you do, you will be selling your...