Pension information: guide to the basic facts
You might have one or more different types of pension. Understanding which you have is important because it affects the decisions you need to make as you approach retirement. What type of pension do I have? Your State Pension choices Your pension choices if you...
Universal Credit explained
Universal Credit is a new benefit to support you if you’re working and on a low income or you’re out of work. This page explains how Universal Credit is different from existing benefits, how much you’ll be paid and how to apply for it. What is Universal Credit? Who...
Child Benefit for people earning £50,000+
If either you or your partner has an income of more than £50,000 a year before tax then you’ll have to pay back some (or all) of your Child Benefit in the form of extra Income Tax. You and your partner each earn less than £50,000 per year Either you or your partner...
How to switch gas and electricity supplier
Sticking with the same companies isn’t a marriage made in heaven when only new customers get the special offers! So switch and ditch! Big tip If you’re someone with a pre-pay meter, you can still switch! Since April 2016, none of the big six energy companies charge...
Investing – beginner’s guide
If your savings goal is more than five years away, putting some of your cash into investments could allow you to earn more from your money and keep up with rising prices. What are investments? Returns Risks When should you start investing? What are investments?...