How to reduce the cost of your personal loans
You might be surprised by how much you could save on the cost of your loan by moving it or repaying early – even if there are extra charges for doing so. We take a look at your potential options below for unsecured loans and provide tools to help you compare costs....
Trace lost pensions and request pension forecasts
In order to plan for your retirement, you need to figure out how much income you’ll get from all your pensions, including workplace or personal plans, as well as the State Pension. It’s actually pretty easy to get this information even for a pension you might have...
How will moving to Universal Credit affect me?
Some benefits and tax credits you might be getting now are being replaced by Universal Credit. What this means for you depends on how and when you’re moving from existing benefits. This page tells you the different ways you could switch onto Universal Credit and...
How to claim Child Benefit
Claiming Child Benefit can give a big boost to your family budget. If you’ve just had a baby, make sure you claim before it’s three months old. Even if you think you won’t be entitled to anything, you should still apply so you don’t miss out on other entitlements....
How to spot a pension scam
Pension scams are on the increase in the UK. Every day fraudsters are using sophisticated ways to part savers from their money and the internet and advances in digital communications mean these kinds of scams are getting more common and harder to identify. A...
Savings accounts for children
With children’s saving accounts, children learn to manage money – and parents, relatives and friends have a place to save for a child they care about. Get your children into the savings habit How children’s savings accounts work Choosing the right children’s...
What if you can’t afford to save?
Even a small amount of savings can come in handy and stop you tipping into debt if things go wrong. If you are only just making ends meet, you might think you can’t afford to save, but it’s surprising how you can find small amounts here and there and they soon add...
Saving money on holidays
We all want to pay less for our holidays, without sacrificing our fun in the sun (or snow, or city streets). Find out how to cut costs on your travel, currency and insurance cover. Getting a great deal on your holiday Using a price comparison website When to go and...
Living on a budget
Managing money and making ends meet when you’re on a low income takes careful organisation. So we’ve pulled together some of the best ways to make sure you’re using all the tricks in the book to help you stay in control when you’re on a tight budget. Work out your...
How to reclaim unfair bank charges
If you have incurred excessive overdraft charges or other bank fees, you could try to reclaim them or come to an arrangement with your bank, especially if you’re in financial hardship. Start by talking directly to your bank. If that doesn’t work, you might be able...